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Macrotrends

Tech Truths

... , particularly their phones, they're striving to take breaks for the benefit of their wellbeing and to curb their digital dependency. Yet doing so is a struggle for them as they rely on tech to perform everyday tasks, from keeping up with the news to making purchases via digital payments to looking up recipes to cook. To them, tech doesn't just provide efficiency, which is Xers' outlook; to Ys, tech is the default solution for everything that comes their way. To that end, their tech usage is constant, apart ...

The New Age

... bedtime or infrequency with which they enjoy nightlife. Just as young adults are subverting old age by dyeing their hair gray and playing shuffleboard, they are also reinventing notions of youth by doing, watching, reading, and wearing things that would’ve once been considered only for children, teenagers, or college kids. Whereas 30-somethings of previous generations would’ve been, for the most part, saddled with stereotypically “adult” responsibilities like mortgage payments and children, those ...

Data

Consumer Confidence - Economic Impacts

... lump sum payments to pay off or pay down outstanding debt | Buy furniture and home decor in the next month | Invest more for retirement than you are now | Buy major home electronics such as a TV, computer, tablet in the next month | Buy large home appliances | Subscribe to a new streaming service in the next month | Planning a large home improvement/renovation project in the next month | Research/book a vacation or travel in the next month | Relocate to a different part of the ...

Future of Finances

... . Sharing airline miles with a friend(s) (e.g., having a joint pool of miles) | Getting a joint phone plan with a friend(s) | Getting a joint loan with a friend(s) to purchase a car (e.g., split the payments) | Getting a joint bank account with a friend(s) | Getting a joint credit card account with a friend(s) Getting a joint credit card account with a friend(s) | Getting a joint loan with a friend(s) to purchase a car (e.g., split the payments) | Getting a joint phone plan with a ...

Spending Behaviors & Attitudes

... paying for practical things like clothing/shoes and medical bills, and also potentially frivolous purchases electronics, vacations, and entertainment experiences. Those in the UK are more likely than those in the U.S. and AUS to be financially independent.Aside from gifts, which of the following, if any, do your parents/grandparents/guardians help you pay for?Please select all that apply. Groceries | Vehicle payments (lease, insurance, repairs) (Base: Those Who Have Car Loan) | Cell phone bill ...

Innovation & Shopping/Retail

... seven in 10 UK and 6 in 10 U.S. Trendsetters utilize in-store pickup for online purchases. As payment methods increasingly migrate to digital platforms, young consumers are quickly adopting them for their convenience, with six in 10 U.S. and UK Trendsetters now making payments via a digital wallet (e.g., Apple Pay, Google Pay). Overall, UK youth are more likely than those in the U.S. to use each of these features while shopping for themselves. The following shopping and retail features are of ...

Digital Next Tech

... agreement about what future tech is most appealing. They are drawn to cloud services and mobile payments, and both want to try 3D printing and virtual reality. Interest in certain new technologies is partly driven by life stage. Teens, whose lives exist largely online, are more curious about the cloud than are their older peers. Conversely, older Ys are more interested in smart home tech, fitness trackers, and mobile payments. Despite the media attention smartwatches have received, 42% of Mainstream and ...

Daily

STUDENT LOAN RESTART

... essentials. And now they’re adding student loan repayment to the mix. This issue sheds light on how these factors impact their financial journey, from opting out of streaming services, skipping the luxury splurge, falling further behind with BNPL payments, buying a car, saving for a house, and the road to retirement. However, those struggling to afford their payments have a few options to service their hefty debts. Let's dive in. - SAVE PLAN (Saving on a Valuable Education) - The Biden Administration’s ...